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The Basics of COBRA

In 1986, Congress passed the landmark Consolidated Omnibus Budget Reconciliation Act (COBRA). COBRA requires that most group health plans give employees the ability to temporarily continue health coverage, at group rates, that otherwise might be terminated. This is critical for workers, and their families, who would have otherwise lost their health coverage because the employee Read More

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What is Continuation Coverage under COBRA?

Consolidated Omnibus Budget Reconciliation Act (COBRA) requires group health plans to offer continuation coverage to employees, former employees, spouses, former spouses, and dependent children, known as “qualifying beneficiaries,” when group health coverage would otherwise be lost due to certain specific events, called “qualifying events.” A qualified beneficiary is any person covered by a group health Read More

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What Are the Notice Requirements Under COBRA?

Navigating the legal requirements of COBRA can be overwhelming for employers, and employees and their families. There are several notice requirements and procedures under COBRA. According to the U.S. Department of Labor, the notice requirements under COBRA include ― COBRA General Notice: Group health plans must give each employee and each spouse of an employee Read More

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