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The Basics of COBRA

In 1986, Congress passed the landmark Consolidated Omnibus Budget Reconciliation Act (COBRA). COBRA requires that most group health plans give employees the ability to temporarily continue health coverage, at group rates, that otherwise might be terminated. This is critical for workers, and their families, who would have otherwise lost their health coverage because the employee Read More

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What Are the Notice Requirements Under COBRA?

Navigating the legal requirements of COBRA can be overwhelming for employers, and employees and their families. There are several notice requirements and procedures under COBRA. According to the U.S. Department of Labor, the notice requirements under COBRA include ― COBRA General Notice: Group health plans must give each employee and each spouse of an employee Read More

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Has Your Employer Violated Your HIPAA Privacy?

The Health Insurance Portability and Accountability Act of 1996 (HIPAA) requires covered entities to abide by certain guidelines and rules that protect against the unauthorized use or disclosure of protected health information (PHI). Generally, covered entities may not use or disclose PHI unless you authorize such use or disclosure. Whether your employer has violated your Read More

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FMLA Benefits & Eligibility

The Family and Medical Leave Act of 1993 (FMLA) permits eligible employees to take unpaid leave for specified family and medical reasons without risk of losing their jobs and with continuation of existing health insurance. Before the FMLA became law, employees could lose their jobs and their health coverage if they took time off from Read More

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